Finance

We recommend Close Brothers Motor Finance largely due to their flexible auto purchasing packages. Whether you want to spread payments over time or minimise upfront costs, look for assistance with clear, straightforward choices.

One common option is Hire Purchase (HP), which allows you to secure the vehicle with a deposit and then repay the remaining purchase capital you’ve borrowed through monthly instalments, including the applicable interest rate. Once you’ve completed payments, you own your car outright.

Alternatively, Personal Contract Purchase (PCP) may be ideal if you prefer to change vehicles regularly. With PCP, you make monthly payments in fixed amounts. At the end of the contract term, you’ll decide whether to return, upgrade, or fully purchase the vehicle.

For those who prefer to lease their vehicles, Contract Hire allows for fixed monthly payments without the option of ownership. This option helps simplify budgeting and ongoing vehicle costs.